Creditas - Empréstimo online

Features Creditas - Empréstimo online

We were born to offer healthy credit to the Brazilian population.
You use your car, property or salary to get your loan with the lowest rates, that is, a guarantee and you continue with them normally.
Our solutions go far beyond credit, download our app and discover all the Creditas possibilities.If you are already a customer, with our app you can manage your loan, consult and pay your bills, simulate a new loan.
And if you work at an affiliated company, you can take out a payroll loan, access the balance on your benefits card, make purchases in our Store and advance your salary.If you are not yet a customer, you can simulate your loan using your property or car as collateral, to get the best rates.
And your car or property remains yours.Know our conditions:
🚙 Loan with car guarantee:- Interest from 1.49% to 5.28% per month;- Credit from R$5 thousand to R$150 thousand;- Up to 60 months to pay;- Annual rate from 19.42% to 85.42%.
🏠 Loan with property as collateral:- Interest from 1.09% to 2.19% + IPCA per month;- Credit from R$50 thousand to R$3 million;- Up to 240 months to pay.- Annual rate from 13.08% to 26.2% + IPCA.
💰 Private payroll loan for employees of partner companies:- Interest from 1.49% to 6.79% per month;- The minimum payment term is 3 months and a maximum of 60 months;- Credit from R$300 to R$70 thousand;- Annual rate from 21.11% to 113.48%.
🚘 Vehicle financing:- For vehicle financing, the interest rate can vary from 1.49% to 5.55% per month.The interest rate is calculated according to your financial history and your collateral.Get to know our conditions in practice:Loan with property as collateral of R$100,000 to be paid in 20 years (240 months): the initial installment will be R$1,397.67, with an interest rate of 1.09% per month + IPCA, Price Amortization System.
The total effective cost, that is, the total operation rate will be 17.55% per year.For a private payroll loan, in the amount of R$15,000 with payment in 48 months, the installments will be R$625.05, rate of 2.99% - CET of 3.16% and Annual CET of 45.19%.Total Effective Cost (CET): minimum of 21.11% and maximum of 122.70% per year.